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Distracted Driving
By BlueStone Advisors, June 7, 2018

Distracted driving is a public health issue that affects us all. The latest statistics show motor vehicle fatalities
are up 6% from 2015. More than 40,000 people were killed on our nation’s roadways last year, and distracted …

Why an Employee Benefits Captive?
By Andrew Royce, June 5, 2018

Why are middle-market companies looking into Employee Benefit Captives?

Reason #1

Employers are frustrated with paying higher premiums while the insurance companies continue to get richer.  The …

Grill Safety
By BlueStone Advisors, June 5, 2018

Seven out of every ten adults in the U.S. have a grill or smoker, which translates to a lot of tasty meals. But it also means there's an increased risk of home fires. Between 2011 and 2015, fire departments went to an average of 9,600 …

ACA Compliance Causing Employers Headaches
By Rowanne Roman, January 22, 2016

The Affordable Care Act (ACA), Healthcare Reform, Obamacare…it’s known by many things, but easy isn’t one of them. The ACA brought with it many changes not only to the healthcare system, but it also ushered in many …

Company Holiday Parties & Liquor Liability
By Andrew Royce, November 23, 2015

It is that time of year again -- when many companies host holiday parties for clients and colleagues.  While holiday parties can be a lot of fun, they can also expose the company to additional liability.  Does your Commercial …

Futures & Funds Firms: E&O Insurance Market Overview
By Andrew Royce, July 22, 2015

A 40-year veteran in the futures industry recently told me what he thought was wrong with insurance: “The problem with insurance is that the underwriters don’t understand our business.” In fairness to insurance underwriters, …

Where does Workers Compensation Begin and End?
By Andrew Royce, June 23, 2015

To be covered under workers' compensation, a worker must be injured while within the scope of their employment. While this rule seems clear, the term ‘Scope of Employment’ remains the subject of many legal disputes each …

Mitigating EEOC Claims and Employer Risks
By Rowanne Roman, May 21, 2015

Did you know that the moment your company conducts an interview with a prospective employee that you are at risk of an employment claim?

Regardless of the candidate’s qualifications, the rejected …

One Bourbon, One Scotch, One Beer = Considerable Corporate Liability
By Tracie Rasmussen, April 20, 2015

It is that time of year again -- when many companies host summer events for clients and colleagues.  While summer outings can be a lot of fun, they can also expose the company to additional liability.  Does your Commercial …

Cyber Risks: Best Practices for Board of Directors
By Andrew Royce, March 26, 2015

Global business risks continue to rapidly evolve, in large part due to the cyber risks that are exponentially accelerated by our appetite for new technologies and big data.

According to Dave DeWalt, CEO of FireEye, a leader …

Business Income Worksheet: A Refresher
By Andrew Royce, February 24, 2015

Consider these odds: Over 70% of businesses involved in a major fire either do not reopen, or subsequently fail within 3 years.  Businesses that do survive plan their response to a disaster before it strikes. …

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